Aussies looking to save money on their home loan are racing to take advantage of this year’s frenzy of home loan rate cuts, as smaller and non-bank lenders slash rates to crazy new lows.

The super sharp rates on offer from online and challenger lenders have created a perfect storm for the banks, as borrowers ditch and switch in search of bigger savings from smaller lenders who are now offering variable interest rates that are more than 1.00% below the average big 4 bank rate.

With variable home loan rates now starting from under 2.60%, savvy borrowers could save tens of thousands on their home loan by refinancing. So if you’d like to crush your mortgage in 2020 and beyond, take a look at some of the top deals on the market right now and get switching!

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